What We Do
Every aspect of your financial life — planning, investment, tax, and estate — coordinated by one team, under one relationship, with full-spectrum coverage.
Most families working across borders are forced to manage multiple advisors who don't communicate with each other — a financial planner here, a tax advisor there, an estate attorney elsewhere. The result is costly gaps, duplicated effort, and missed opportunities.
OriVerge was built to solve exactly this problem. Our team works together across every engagement, so your investment strategy accounts for your tax position, your estate plan reflects your cross-border assets, and your insurance coverage aligns with your business structure.
One relationship. Four disciplines. Complete coverage.
Comprehensive financial planning that accounts for every dimension of your financial life — income, assets, liabilities, protection, growth, and legacy. Helen's unique background spanning corporate leadership across three countries enables her to serve globally-minded families with rare depth.
A full-picture assessment and strategy covering your current financial position, goals, risk tolerance, and a coordinated roadmap across all planning areas.
Actively managed investment portfolios aligned with your personal goals, time horizon, and risk profile — overseen with fiduciary responsibility.
Guidance for international businesses establishing a US presence — entity structure, banking, compliance, and ongoing advisory for foreign-owned US operations.
Coordinated planning for families and business owners whose assets, beneficiaries, or operations span multiple countries and legal jurisdictions.
With over 30 years of domestic and international tax expertise, Mei Wu provides strategic tax planning and rigorous compliance for individuals, families, and business owners — including those with foreign assets, overseas income, and multi-jurisdiction complexity.
Individual and corporate federal and state tax planning, return preparation, and strategic structuring to minimize tax liability within full legal compliance.
Expert navigation of the complex intersection between US tax law and international financial structures, including foreign income, treaties, and multi-jurisdiction filing.
Foreign Bank Account Reporting (FBAR) filing and advisory for US persons with financial interests or signature authority over foreign financial accounts.
Foreign Account Tax Compliance Act reporting and structuring guidance to ensure full compliance and avoid significant penalties for globally-situated clients.
Dr. Meng brings doctoral-level analytical discipline and 20+ years of experience to wealth management, employing the full spectrum of financial instruments — from investment portfolios to life insurance and executive benefit programs — to ensure comprehensive protection and growth.
Integrated wealth strategies that balance growth, income, and protection across diverse asset classes, tailored for high-net-worth families and business owners.
Comprehensive retirement income strategies including Social Security optimization, qualified plan distribution, annuities, and sustainable withdrawal planning.
Personal and business life insurance planning including key-man coverage, buy-sell agreements, and executive benefit programs to protect your enterprise.
Custom benefit structures for business owners and executives — deferred compensation, split-dollar arrangements, and group benefit design.
Our estate planning counsel works in close coordination with the OriVerge advisory team to ensure your legacy is legally protected and transferred according to your wishes — across all jurisdictions where your assets reside.
Comprehensive estate plans including wills, trusts, powers of attorney, and healthcare directives — designed to reflect your wishes and minimize transfer costs.
Specialized trust structures for families whose assets or beneficiaries span multiple countries — accounting for US and foreign legal and tax requirements.
Business succession planning for owners of family enterprises — ensuring continuity, minimizing estate tax exposure, and protecting family harmony.
Strategic planning for multi-generational wealth transfer, including gifting strategies, dynasty trusts, and family limited partnerships.
| Service | Description | Advisor |
|---|---|---|
| Financial Planning & Wealth Strategy | Full-picture financial planning and investment oversight | Helen Zhang, CFP® |
| Investment Management (AUM) | Actively managed portfolios with fiduciary oversight | Helen Zhang, CFP® |
| US Tax Planning & Compliance | Federal and state tax strategy and filing | Mei Wu, CPA |
| Cross-Border & International Tax | Multi-jurisdiction tax planning and compliance | Mei Wu, CPA |
| FBAR Compliance | Foreign bank account reporting and advisory | Mei Wu, CPA |
| FATCA Compliance | Foreign account tax compliance and structuring | Mei Wu, CPA |
| Life & Key-Man Insurance | Personal and business insurance planning | Ya Meng, TransAmerica |
| Retirement & Income Planning | Sustainable income strategies for retirement | Ya Meng, TransAmerica |
| Estate Planning & Trust Structures | Wills, trusts, and cross-border estate structures | Estate Counsel |
| Cross-Border Succession Planning | Multi-jurisdiction succession and legacy planning | Full Team |
| US Business Setup for Foreign Enterprises | Entity structuring and advisory for foreign-owned US operations | Helen Zhang + Full Team |