Disclaimer &
Privacy Policy

Last updated: 2025

General Disclaimer

OriVerge ("we," "us," or "our") operates this website at oriverge.com for general informational purposes only. The information provided on this website is not intended to be, and should not be construed as, professional financial, investment, legal, tax, or accounting advice.

The content on this website is provided in good faith and for general guidance. We make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on this site.

Under no circumstance shall OriVerge have any liability to you for any loss or damage of any kind incurred as a result of the use of this website or reliance on any information provided on this website. Your use of this website and your reliance on any information on this website is solely at your own risk.

Not Financial or Investment Advice

The information contained on this website is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals.

• Nothing on this website constitutes an offer to sell, or a solicitation of an offer to buy, any securities or investment products
• Past performance of any investment does not guarantee future results
• All investments involve risk, including the potential loss of principal
• Any financial planning strategies discussed are general in nature and may not be appropriate for your individual circumstances
• Tax and legal information provided is general in nature and may not reflect the most current developments or your specific situation

You should always seek the advice of a qualified financial advisor, attorney, or tax professional regarding your specific situation before making any financial decisions.

Regulatory Disclosures

OriVerge advisors hold various professional licenses and designations. The following disclosures apply:

• CFP® — The CERTIFIED FINANCIAL PLANNER™ certification is granted by the CFP Board. CFP® professionals are required to act as fiduciaries when providing financial planning services.
• CPA — Certified Public Accountant designation is granted by state licensing boards. Tax advice provided by our CPA is subject to applicable professional standards.
• Securities — Securities products and services are offered through appropriately licensed representatives. Investment advisory services are subject to applicable federal and state securities laws.
• Insurance — Insurance products are offered through licensed insurance professionals. Product availability may vary by state.

OriVerge advisors are subject to applicable regulatory oversight. Any complaints or concerns may be directed to the relevant regulatory authorities.

Privacy Policy

We are committed to protecting your privacy. This section explains how we collect, use, and safeguard information you provide through this website.

Information We Collect

When you submit the contact form on this website, we collect the information you provide, which may include your name, email address, phone number, and the content of your message. We do not collect any financial or sensitive personal information through this website.

How We Use Your Information

• To respond to your inquiry or consultation request
• To communicate with you about our services
• To comply with applicable legal obligations

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties. We do not share your information with any marketing or advertising companies. Your information may be shared with our team members only to the extent necessary to respond to your inquiry.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

Third-Party Services

This website uses Formspree to process contact form submissions. Formspree's privacy policy governs the handling of form data. We encourage you to review Formspree's Privacy Policy.

Client Confidentiality

OriVerge maintains strict confidentiality with respect to all client information. All information shared with our advisors — whether through this website, by phone, email, or in person — is treated as strictly confidential and is subject to applicable professional confidentiality obligations.

Client information is never disclosed to third parties without explicit client consent, except as required by law or professional regulatory requirements.

Accuracy of Information

While we endeavor to keep the information on this website current and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

The professional credentials, years of experience, and service descriptions provided on this website are accurate to the best of our knowledge at the time of publication. Regulatory requirements and professional standards may change over time.

We reserve the right to update, modify, or remove any content on this website at any time without notice.

Questions About This Disclaimer

If you have any questions about this disclaimer or our privacy practices, please contact us:

• By email: contact@oriverge.com
• By phone: 703.559.5378
• By mail: 8850 Stanford Blvd, Suite 2500, Columbia, MD 21045